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		Overview
		ProFile
		ProFin
		ProPlan
		ProRisk
		Technology

Next-Generation Financial Statements Management and Analysis Software
ProFin is a next-generation financial statements management and analysis software system. We designed ProFin to enable banks to efficiently and effectively manage credit risk and to rate their commercial customers by leveraging the financial information found in their customers' financial statements.

Product Overview
ProFin reduces the time spent by credit officers and credit analysts on collecting, reviewing and analyzing their customers' financial statements.

It offers credit professionals a full range of analysis capabilities, including mainstream financial ratios, customizable ratios, peer-group comparisons and custom reports.

The analysis tools and segment-specific comparisons focus the attention of credit analysts on the significant financial elements, enabling better financial analysis in less time.

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ProFin Version 5.2 launched
(February 2007)

ProFin cuts the costs of managing financial statements by automating the capture, storage and sharing of financial statements and financial analysis amongst decision makers and business applications.

ProFin stores financial information securely and centrally and is built on state-of-the-art technologies, enabling fast and low-cost integration with other bank systems.

Key benefits of ProFin (click or scroll down for more information):

Fast and low cost capture of financial statements in any format.

Extensive financial analytics.

Effective reporting.

Save valuable time for credit analysts.

Straightforward sharing of analytics with coworkers.

Integrate analysis with rating and risk management systems.

"Future proof" technology and architecture.

Click to view full-detail product chart

Additional system information (click or scroll down):

	List of system features.
	System requirements.

Fast and Low Cost Capture of Financial Statements in Any Format

ProFin cuts the time and the resources needed to receive, process and store customers' financial statements. Financial statements are captured using automatic processing of files submitted by customers, accelerated manual data entry or electronic submission.

Customers' financial statements are securely and centrally stored in ProFin's database or along with the bank's existing Customer Information File.

ProFin supports financial statements for any type of business, including industrial, commercial, services, real-estate, banking, insurance, government institutions, etc. ProFin preserves the exact structure of customers' financial statements, acknowledging the fact that no two businesses are alike.

Extensive Financial Analytics

ProFin includes extensive financial analysis tools, including common financial ratios that can be extended with bank-specific ratios that reflect proprietary know-how.

ProFin features advanced peer group and industry average comparisons, by comparing and ranking the business performance and the financial ratios of companies that operate in the same business segment.

For banks operating internationally or in economies with high inflation rates, ProFin's support for multi-currency statements and inflation adjustments enables meaningful analysis covering different regions and different time periods.

ProFin enables advanced financial forecasting for different business or market scenarios using an optional interface to ProPlan, a financial forecasting analysis tool.

Effective Reporting

ProFin's flexible report generator makes it easy to communicate and share financial analysis within the bank. Reports may include financial statements, peer group comparisons, graphs, comments and annotations. Supported report formats are Microsoft Word, Excel and HTML.

Save Valuable Time for Credit Analysts

ProFin was designed to increase the productivity of credit analysts' day-to-day work. Using fast financial statements capture, a familiar and friendly browser interface, built-in ratios, an automatic report generator and covenant-based notifications, ProFin frees up valuable time for credit analysts while preserving high standards of financial analysis.

Straightforward Sharing Of Analytics with Coworkers

ProFin is designed to enable seamless sharing of financial statements and financial analytics between different professionals and decision makers within the bank. Using a standard browser and subject to access policies, any bank professional can review financial analysis results, regardless of whether he or she is a user of ProFin.

Integrate Analysis with Rating and Risk Management Systems

ProFin enables seamless sharing of financial statements and financial analytics with customer rating systems, risk management systems and other banking applications. Using industry-standard XML, financial ratios and any other information from customers' financial statements are easily incorporated with the bank's risk rating solutions.

"Future Proof" Technology and Architecture

ProFin is a browser-based software system that is built on state-of-the-art technologies. Its scalable architecture and browser-based design address banks' future growth requirements and require no maintenance of desktop software. Additionally, ProFin's XML support addresses emerging requirements for the exchange of financial data. ProFin is available in both browser-enabled and client/server configurations.

Features

	Capture of financial statements using automatic file processing, accelerated manual entry or electronic submission.
	Storage of financial statements and analysis on a dedicated database or with the bank's Customer Information File.
	Extensive company analysis - flexible structure of statements, comparisons for different periods, views with different levels-of-detail, ability to add annotations and comments.
	Support for multi-currency, inflation, and exchange-rate adjusted reports.
	Support for financial statements for any industry - industrial, real-estate, banking, insurance, government institutions, etc.
	Financial ratios defined for each industry segment.
	Flexible equation editor lets users define complex financial ratios, e.g. Z-score.
	Comparative analysis for companies operating in the same business segment.
	Calculation of business segment averages and ranking of companies by financial results or ratios.
	Flexible, template-driven report generator. Reports may include financial statements, business segment comparisons, graphs, comments and annotations.
	Straightforward sharing of data between professionals and applications.

System Requirements (web-enabled configuration)

	Browser - Internet Explorer version 5.5 or higher.
	Application server - IBM Websphere or Microsoft IIS.
	Database server - Oracle, IBM DB/2 or Microsoft SQL Server.

Keywords: Financial Analysis Software - ProFin, customizable formulas, basel 2, basel ii, peer group analysis, commercial lending software, multi-currency, credit analyst, ticklers, credit risk management software, credit risk software, financial statement spreading, financial services, financial statements, covenants, loan officer, risk management, web based, cash flow projections, ratio analysis, financial ratios, financial models.