Credit Portfolio Management and Analysis Software ProRisk provides credit professionals with metrics covering credit risk, profitability and level of activity from the portfolio level down to the customer. By leveraging all of the available data, ProRisk highlights changes in real-time to facilitate a timely response. Product Overview By analyzing customers' banking activities, ProRisk enables sales and marketing managers and senior loan officers to proactively monitor critical financial metrics such as customer profitability or changes in levels of banking activity. These metrics enable informed, timely and actionable business decisions and create new sales opportunities. ProRisk includes a library of predefined financial metrics, that can be easily extended by commercial loan officers or sales and marketing managers to incorporate customized banking metrics.

View ProRisk Datasheet Request More Information Schedule an Online Product Demo NEW! Read about Peldec's Basel II compliance solutions

ProRisk presents the financial performance metrics by account, customer, region, segment or any other user-defined criteria. The drill-down feature quickly enables the user to examine the underlying report values and to get a clear and detailed picture of the individual account components.

As an example, ProRisk can analyze and compare the profitability of a number of industry segments. By drilling down into the reported results, credit analysts can immediately highlight the accounts that contribute the most to bank profits.

ProRisk has an intuitive interface making it easy and simple to use for non-technical business users that need fast and ready access to strategic business data.

 back to top

Click to view full-detail product chart

	Benefits.
	Features.
	System requirements.

Benefits

	A business intelligence system geared to the requirements of sales and marketing managers and senior loan officers.
	Banks reap the benefits of a comprehensive business intelligence system without the need to rely on external IT support.
	An intuitive user-interface enables credit professionals to create analytic reports within minutes. No database-related expertise is needed.
	Business intelligence findings and reports can be easily shared amongst users.
	High performance solution - analyzing hundreds of thousands of accounts spanning months takes only seconds.
	Security and authorization mechanisms verify data confidentiality.

Features

	Straightforward definition of the group of accounts or customers being analyzed and of the data that is presented. Analysis is available immediately upon definition.
	A flexible equation editor provides extensive data calculations, e.g. totals, profitability ratios, statistical and trend functions.
	Analysis results are presented in a clear and actionable format.
	Extensive drill-down capabilities - analysis results can be reviewed at any level of detail, ranging from a top-level view of the entire bank right down to a view of individual accounts.
	Flexible time scale reporting, enabling efficient trend analysis.
	Sorting and filtering by any parameter, enabling efficient focusing on the most significant regions, segments, branches or accounts.
	Comments can be added to findings and shared between users.
	Export of data and reports in HTML format or directly to Microsoft Excel.
	Optional integration with ProFin, enabling integration of data from financial statements with the bank's internal data.

System Requirements

	Client application - Windows 98/NT/2000/XP.
	Database server - Oracle, IBM DB/2 or Microsoft SQL Server; Microsoft Windows 2000 Server with Analysis Pack.

	Browser - Internet Explorer version 5.5 or higher.
	Application server - IBM Websphere or Microsoft IIS.
	Database server - Oracle, IBM DB/2 or Microsoft SQL Server; Microsoft Windows 2000 Server with Analysis Pack.