Peldec Decision Systems conducts ongoing research that is focused on analyzing and understanding the practices used by the commercial credit departments of financial institutions.

	Best practices for analyzing the credit worthiness of commercial borrowers.
	The design of software systems that can effectively implement such best practices.
	Quantitative credit risk analysis models for commercial borrowers, with a focus on models that utilize heterogeneous types of information that financial institutions store about their customers.
	Compliance issues (e.g. Basel II and the German MaK regulations) and their consequences for credit analysis methodologies and software systems.

	White papers that provide updates on key credit management issues.
	Consulting services that assist in the development of internal risk rating models.
	Analysis of the implications of Basel II on financial institutions' credit risk management requirements and systems.